I think my tv was damaged during a power outage. What's the chance homeowner's insurance will cover it? - does homeowners insurance cover televisions
I just know that even before the outage and when worked back to power, it did not. Continue, but the picture is bad, and the channel is not changed. It could do with the rise of his departure, or after his return. In fact, it became clear that the car with the volume and if the power back. TV is an old model but still a work in television perfectly.
5 comments:
I think the majority owner of insurance, a deductible. Television is more interesting is probably less than your deductible. If yes, then no matter whether you are covered or not.
Good luck.
~ ~ Minas does not cover such damage. However, your policy may be different. You should call your advisor and you can say for sure.
They always say that you have laid bare an increase in electronics, to protect against damage. He had a TV does not work so well, and is on a power surge (which worked on power lines) in my neighborhood. It is healthy, can be repaired, you can check whether your insurance will not cover.
Of course, I have power surge protection for computers and TVs out now:) ~ ~
Perhaps, however, if one can not prove what caused the damage that the insurer said mechanical failure and reject the claim. Use the TV to a shop and say why television is doing what he does. In the meantime, call your agency and asked that question to them so they can go through the draft policy and review.
The standard policy has an exclusion tubes and electronics, cut in the air.
So I would say unlikely.
A couple of TV? And you have a deductible for your insurance. Without even taking the trouble to complain themselves.
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